What is the point of armour protection for aircraft pilots?

What’s the point of strategically placing armor plates to protect vital parts of the crew’s bodies, like the head or chest, when the game completely ignores human anatomy? Treating a simple hit to the tip of the toe with the same severity of injury and instant death effect as a direct headshot…

Captura de pantalla (715)2

Wait until you find out all modern multirole jets lack armor.
The armor was found to be ineffective and was primarily there to face bombers’ rear gunners which were removed soon after IR and radar missiles became widely used.