Punishment which comes from spall liners, aka survivability. Armour being an effect is more of your opponent’s mistake and not something your armour decides for you. In other words it’s something that actually helps in small amounts of times, considering your 90% isnt premiums.
Do you see Israel, France, Italy, Japan players sitting ducks on spawn or always behind a rock waiting to be CASed or pushed?
In other words you want something as a crutch for the lack of skill in your team.
So in other words your way is going right into center and getting pushed all way back?
All targets wont be a T-80U and armour wont do shit while the turret neck is existent.
Nope.
Nowhere close, especially the Challengers.
And even then both Merkava and Challengers outperform Abrams, both having literally worse everything.